One way to prepare you and your pet for an emergency is to research pet insurance plans. Sometimes a trip to the pet ER is for something simple and easy to fix, but unfortunately many cases are for serious trauma or severe and complicated diseases. Pet insurance can help cover the cost so that your pet can get the treatment they need. We accept all forms of pet insurance, but have found Trupanion Pet Insurance to be our favorite, as well as a favorite of our clients.
Pet insurance can get pretty complicated when you have to sort through several plans and levels. Trupanion Pet Insurance makes it simple and easy to understand. Their comprehensive policy covers surgeries, diagnostic tests, medications, treatments and hospital stays if your pet gets sick or injured. They also reimburse from your actual veterinary bill so you don’t have to worry about a predetermined benefit schedule.
Depending on your specific budget and situation, you have the option to choose your own pet health insurance deductible, including the option for no deductible at all. It’s completely flexible and up to you.
Trupanion sets fair pet insurance premiums. Your cost is determined by the breed of your pet, their age at the time of enrollment, their gender and the local costs of veterinary care in your area. Rates will occasionally be adjusted to reflect the current cost of veterinary care in your region, but your pet’s premium will never increase due to your pet aging. They will never raise your rates simply because your pet has a birthday. You will also never be penalized because you file claims. They don’t believe in penalizing unlucky pets. After all, unexpected accidents and illnesses is why you have pet medical insurance in the first place!